---
title: Will I be penalized for taking a distribution from my IRA?
description: Possibly. An early withdrawal penalty of 10% applies on all pre-tax withdrawals from retirement accounts when the distribution is taken before the account owner reaches age 59 ½. However, there are s
---
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# Will I be penalized for taking a distribution from my IRA?
Distributions taken from your IRA on or *after* reaching age 59½ are generally *not* subject to the IRS 10% early withdrawal penalty.
Distributions taken before age 59½ from pre-tax retirement accounts may be subject to a 10% early withdrawal penalty in addition to applicable taxes, unless an IRS exception applies.
For additional information regarding penalty exceptions, please refer to [IRS Publication 598](https://www.irs.gov/pub/irs-pdf/p598.pdf) and consult a qualified tax professional regarding your specific situation.
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