GENERAL RMD QUESTIONS
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      1. SELF-DIRECTED IRA KNOWLEDGE CENTER
      2. REQUIRED MINIMUM DISTRIBUTIONS (RMDs)
      3. GENERAL RMD QUESTIONS

      When Should I Begin Taking RMDs From My Self-Directed IRA?

      If you turn 73 in 2025, you must take your first Required Minimum Distribution (RMD) by April 1, 2026; however, you can choose to take it by December 31, 2025, if you prefer to spread out the tax implications across two years. 
       

       Legislative RMD Age Changes

      RMD Graphic (1)

      For example, you turn 73 in June of 2025. You may delay your first RMD to April 1, 2026, however, you will need to take a second RMD by 12/31/2026.