---
title: How can my RMD be distributed?
description: You may take your RMD in one lump sum, monthly, or quarterly. Regardless of the funding method, please be sure to take your RMD amount by the IRS deadline of December 31st. We recommend having the com
---
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2. [Required Minimum Distributions (RMDs)](https://knowledge.stratatrust.com/required-minimum-distributions-rmds?hsLang=en)
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# How can my RMD be distributed?
You may take your RMD in one lump sum, monthly, or quarterly.Regardless of the funding method, please be sure to take your RMD amount by the IRS deadline of December 31st. We recommend having the completed [IRA Distribution Request](https://www.stratatrust.com/resource-center/forms/#ira-distribution-request-service-now) form to STRATA by December 1st to ensure your request can be processed by the IRS deadline.
If you don’t have enough cash to cover the RMD in one IRA, then your options are as follows:
1. Take the total RMD amount from a different IRA account and leave your STRATA IRA account intact.
2. Liquidate assets in order to make the distribution. You must contact the investment sponsor, broker, or dealer to liquidate. STRATA does not buy, sell, or exchange any assets.
3. Take the distribution in kind.
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