---
title: What fees are associated with taking my RMD?
description: Service fees may be incurred when you take your RMD. These fees are not included in the gross distribution amount you request.
---
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# What fees are associated with taking my RMD?
Transaction fees may apply when taking a Required Minimum Distribution (RMD). These can include:
- Wire fees
- Shipping or overnight delivery fees
- Withholding fees (federal or state)
- Other processing fees
Fees and tax withholding elections are **not included** in your gross distribution amount. Be sure your IRA maintains enough cash to cover both your distribution and any applicable fees or withholding.
For full details, please review STRATA’s [IRA Fee Schedule](https://www.stratatrust.com/resource-center/strata-fees/#entry:8103@2:url).
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