What Are Structured Settlement Investments?

A structured settlement is a tool utilized in the resolution of personal, physical injury claims. In certain circumstances, the annuity owner may then sell all or a portion of his/her future income stream for a lump sum payment.

Can My STRATA IRA Hold Structured Settlements?

You may direct your IRA to purchase structured settlements or payment streams from secondary market annuities. Please refer to our Investment Checklist for Structured Settlements for more details.

How Do Payments Work?

Since your IRA purchased the structured settlement and is the registered owner, all payments must be deposited to your IRA to maintain its tax-deferred or tax-exempt status.


You will either need to contact the firm that sold the structured settlement to your IRA, or you may need to contact the insurance company directly.