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How do I take an in-kind distribution from Texas Precious Metals Depository?

An in-kind distribution allows you to remove precious metals from your IRA without selling them. As part of the request, you will choose whether the metals are transferred to a personal storage account at Texas Precious Metals Depository (TPMD) or shipped directly to you.

Submit a distribution request

Complete the IRA Distribution Request form and select your delivery method. After STRATA receives your request, we will:

  • Verify your contact information on file

  • Collect the in-kind processing fee (see your STRATA Fee Schedule)

  • Provide your distribution instructions to Texas Precious Metals Depository for processing

Delivery options 

The delivery options available are: 

  • Transfer to a personal storage account
    If you choose to store the metals in your personal account at TPMD, the depository will move the metals accordingly.

    Estimated processing time: up to 5 business days

  • Ship metals to you
    If you choose physical delivery:

    • TPMD will calculate shipping fees and contact you by phone within 2–3 business days to collect payment by credit card

    • Once the shipping label is created, you will receive tracking information from UPS

    • An adult signature (18+) is required upon delivery

    • Delivery times may vary during peak shipping periods

Important Information

  • Updates: If you have any questions or concerns regarding your package after you receive your email from UPS, please reach out to TPMD at TexasDepository.com or (361) 594-3624.
  • Claims: You must contact STRATA within 7 days of receipt of your precious metals to dispute or report any claims on the shipment.
  • Verification: If your contact information does not match our records, processing may be delayed while we verify your identity. Submit an Information Change Request - IRA Account form before requesting the distribution if updates are needed.

Tax reporting

STRATA reports all IRA distributions to the IRS.

You will receive Form 1099-R by January 31 of the year following the distribution.
The value reported reflects the fair market value of the metals on the date the distribution was processed by TPMD.