---
title: How do I take an in-kind distribution from Delaware Depository?
description: Learn about taking an in-kind distribution from your account at Delaware Depository, what to expect from personal storage or shipping, and tax reporting.
---

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2. [Distributions & Withdrawals](https://knowledge.stratatrust.com/distributions-withdrawals?hsLang=en)
3. [Delaware Depository](https://knowledge.stratatrust.com/distributions-withdrawals?hsLang=en#delaware-depository)

# How do I take an in-kind distribution from Delaware Depository?

An in-kind distribution allows you to remove precious metals from your STRATA account without selling them. As part of the request, you will choose whether the metals are transferred to a personal storage account at Delaware Depository or shipped directly to you.

---

### Submit a distribution request

Complete the [IRA Distribution Request](https://www.stratatrust.com/resources/forms/ira-distribution-request) form and select your delivery method. After STRATA receives your request, we will:

- Review the form
- Contact you to verify your information on file
- Collect applicable shipping and processing fees (see your STRATA [Fee Schedule](https://www.stratatrust.com/resource-center/fees/))
- Send your instructions to Delaware Depository for processing

---

### Delivery options 

The delivery options available are in-person pickup, personal storage account, or shipping: 

**1. In-person pickup**

In-person pickups are coordinated between STRATA and the approved depository. To request an in-person pickup, provide the following information on your distribution request:

- Vehicle year, make, model, color, and license plate number
- A copy of your driver's license
- A copy of the driver's license for one additional guest, if applicable (a maximum of one guest is permitted)

**After STRATA submits your information to the depository, the depository will contact you directly to schedule your pickup appointment.**

⚠️If you will be using a rental vehicle, you may still request an in-person pickup. Please provide the rental vehicle information to STRATA as soon as it becomes available so we can share it with the depository before your scheduled appointment.

Additional identification and security requirements may be imposed by the depository at the time of pickup.

**2. Personal storage account transfer**   
You may move the metals to your personal storage account at Delaware Depository. *You must provide your Delaware Depository personal storage account number.*

- If you do not have a personal storage account set up, complete [Delaware Depository's Non-Commercial Account Application](https://delawaredepository.com/resources/) to establish the account *before* submitting your request. You may contact Delaware Depository at 302-765-3889 for questions. 

Estimated processing time: up to 5 business days

**3. Precious metals shipping**  
Have the metals shipped to your address of record. What to expect:

- You will receive shipment tracking information from the courier
- An adult (18+) signature is required upon delivery
- The package will not clearly identify its contents for security purposes
- Delivery times may vary during peak shipping periods

**Important information**

- **Tracking:** Consider enrolling in [FedEx Delivery Manager®](https://www.fedex.com/en-us/delivery-manager.html)to help you track shipments, receive delivery alerts, and manage delivery preferences directly with the carrier. 
- **Claims**: You must **contact STRATA within 7 days of receipt** of your precious metals to dispute or report any claims on the shipment. Delaware Depository will not file a claim for any metals 30 days after the delivery date. 
- **Verification:** If your contact information does not match our records, processing may be delayed while we verify your identity. Submit an [Information Change Request - IRA Account](https://www.stratatrust.com/resources/forms/information-change-request-ira-account) form before requesting the distribution if updates are needed.

---

### Tax reporting

STRATA reports all IRA distributions to the IRS.

You will receive [**Form 1099-R**](https://knowledge.stratatrust.com/irs-form-1099-r?hsLang=en) by January 31 of the year following the distribution.  
The value reported reflects the fair market value of the metals on the date the distribution was processed by Delaware Depository.

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