---
title: How do I request an in-kind distribution?
description: Learn about STRATA's in-kind processes, what forms are needed, general processing times to expect, and other helpful tips.
---
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1. [Self-Directed Knowledge Center](https://knowledge.stratatrust.com/?hsLang=en)
2. [Distributions & Withdrawals](https://knowledge.stratatrust.com/distributions-withdrawals?hsLang=en)
3. [Distribution (In-Kind)](https://knowledge.stratatrust.com/distributions-withdrawals?hsLang=en#distribution-in-kind)
# How do I request an in-kind distribution?
An in-kind distribution occurs when you withdraw a non-cash asset directly from your STRATA account instead of selling it for cash. The asset transfers to you in its current form.
Common assets distributed in-kind include:
- Precious metals
- Real estate
- Private placements or other illiquid investments
To request an in-kind distribution from your STRATA IRA, complete the[IRA Distribution Request](https://www.stratatrust.com/resources/forms/ira-distribution-request) form.
**➡️Avoid processing delays**
Ensure your contact information is up to date before submitting your request. If your details do not match our records, processing may be delayed while we verify your identity and/or confirm your address on file. If your information has changed, please submit STRATA’s [Information Change Request – IRA Accounts](https://www.stratatrust.com/resources/forms/information-change-request-ira-account) form before initiating your request.
---
### How long?
Processing times vary by asset type and delivery method.
- **Non-precious metal assets -** Typically completed within3–10 business days.
- **Precious metals -** After STRATA receives your completed form and collects applicable fees, the depository is instructed to prepare the shipment. Allow up to 5 business days for label creation and shipment preparation.
---
### What should I expect by asset type?
- #### Precious Metals
- STRATA coordinates shipping with the depository
- Shipping and processing fees may apply
- STRATA and/or the depository will contact you to collect fees before shipment
- After fees are received, you will receive a follow-up email with next steps
- Consider enrolling in [FedEx Delivery Manager®](https://www.fedex.com/en-us/delivery-manager.html)to help track shipments, receive delivery alerts, and manage delivery preferences directly with the carrier.
- Review the shipment upon delivery and notify STRATA within 24 hours of any discrepancies
- #### Real Estate
- STRATA processes the request within two business days.
- Ownership transfer documents are mailed per your instructions
- You must work with the appropriate parties to retitle the property in your name
- Contact STRATA if documents are not received within 10 business days
- #### Other Illiquid Assets
- STRATA processes the request withintwo business days
- Ownership transfer documents are mailed per your instructions
- Work with the investment issuer to update ownership records
- Contact STRATA if documents are not received within 10 business days
---
### Learn more
Visit our [RMD](https://knowledge.stratatrust.com/required-minimum-distributions-rmds#main-content) or [Distribution](https://knowledge.stratatrust.com/withdrawal-from-a-self-directed-ira#distribution-in-kind) FAQ page for more information. If you need help navigating a distribution, a member of our Client Services team is ready to help - submit a request [online](https://www.stratatrust.com/service-request/), [book a meeting](https://info.stratatrust.com/meetings/strata-meet/client-services?hsLang=en)at a time convenient for you, or call us directly at 866-860-9765, 8 am - 5:00 pm Central Time, Monday-Friday.
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