Skip to content
Log In
  • There are no suggestions because the search field is empty.

How do I request an in-kind distribution?

An in-kind distribution occurs when you withdraw a non-cash asset directly from your STRATA account instead of selling it for cash. The asset transfers to you in its current form.

Common assets distributed in-kind include:

  • Precious metals

  • Real estate

  • Private placements or other illiquid investments

To request an in-kind distribution from your STRATA IRA, complete the IRA Distribution Request form.

➡️Avoid processing delays

Ensure your contact information is up to date before submitting your request. If your details do not match our records, processing may be delayed while we verify your identity and/or confirm your address on file. If your information has changed, please submit STRATA’s Information Change Request – IRA Accounts form before initiating your request.

How Long? 

Processing times vary by asset type and delivery method.

  • Non-precious metal assets - Typically completed within 3–10 business days.

  • Precious metals - After STRATA receives your completed form and collects applicable fees, the depository is instructed to prepare the shipment. Allow up to 5 business days for label creation and shipment preparation.

What should I expect by asset type?

  • Precious Metals

    • STRATA coordinates shipping with the depository

    • Shipping and processing fees may apply

    • STRATA and/or the depository will contact you to collect fees before shipment

    • After fees are received, you will receive a follow-up email with next steps

    • Review the shipment upon delivery and notify STRATA within 24 hours of any discrepancies

  • Real Estate

    • STRATA processes the request within two business days.

    • Ownership transfer documents are mailed per your instructions

    • You must work with the appropriate parties to retitle the property in your name

    • Contact STRATA if documents are not received within 10 business days

  • Other Illiquid Assets

    • STRATA processes the request within two business days

    • Ownership transfer documents are mailed per your instructions

    • Work with the investment issuer to update ownership records

    • Contact STRATA if documents are not received within 10 business days

 

Learn more

Visit our RMD or Distribution FAQ page for more information. If you need help navigating a distribution, a member of our Client Services team is ready to help - submit a request online, book a meeting at a time convenient for you, or call us directly at 866-860-9765, 8 am - 5:00 pm Central Time, Monday-Friday.