---
title: How do I convert funds to a Roth IRA?
description: Use STRATA's Roth Conversion Request form to initiate a conversion to your STRATA Roth IRA. Beginning in tax year 2018, partial or full conversions can no longer be recharacterized. Roth conversions
---
[Skip to content](https://knowledge.stratatrust.com/how-do-i-request-a-conversion-to-my-roth-ira-1#main-content)
[](https://www.stratatrust.com/)
Open main navigation
Close main navigation
- [Log In](https://www.stratatrust.com/log-in/)
[Log In](https://www.stratatrust.com/log-in/)
How can we help you today?
- There are no suggestions because the search field is empty.
1. [Self-Directed Knowledge Center](https://knowledge.stratatrust.com/?hsLang=en)
2. [Funding & Transfers](https://knowledge.stratatrust.com/funding-transfers?hsLang=en)
3. [Conversion & Recharacterization](https://knowledge.stratatrust.com/funding-transfers?hsLang=en#conversion-recharacterization)
# How do I convert funds to a Roth IRA?
Use STRATA's [Roth Conversion Request](https://www.stratatrust.com/resources/forms/roth-conversion-request/) form to convert eligible retirement funds or assets from a Traditional IRA or other eligible retirement account into your STRATA Roth IRA.
Please note:
- Roth conversions are generally taxable events
- Beginning with tax year 2018, Roth conversions can no longer be recharacterized under IRS rules
- Partial or full Roth conversions are permanent transactions
Because Roth conversions may have significant tax consequences, always consult a qualified tax professional regarding your specific situation before initiating a conversion.
- [Manage Your STRATA Account](https://knowledge.stratatrust.com/manage-your-strata-account?hsLang=en#main-content)
- [Online Account Access](https://knowledge.stratatrust.com/manage-your-strata-account?hsLang=en#online-account-access)
- [Account Maintenance & Forms](https://knowledge.stratatrust.com/manage-your-strata-account?hsLang=en#account-maintenance-forms)
- [Fees](https://knowledge.stratatrust.com/manage-your-strata-account?hsLang=en#fees)
- [Account Security & Protection](https://knowledge.stratatrust.com/manage-your-strata-account?hsLang=en#account-security-protection)
- [General Tips](https://knowledge.stratatrust.com/manage-your-strata-account?hsLang=en#general-tips)
- [Learn About Tax-Advantaged Accounts](https://knowledge.stratatrust.com/learn-about-tax-advantaged-accounts?hsLang=en#main-content)
- [Self-Directed IRAs](https://knowledge.stratatrust.com/learn-about-tax-advantaged-accounts?hsLang=en#self-directed-iras)
- [Benefciary/Inherited IRA](https://knowledge.stratatrust.com/learn-about-tax-advantaged-accounts?hsLang=en#benefciary-inherited-ira)
- [Trump Account](https://knowledge.stratatrust.com/learn-about-tax-advantaged-accounts?hsLang=en#trump-account)
- [Investment Options](https://knowledge.stratatrust.com/investment-options?hsLang=en#main-content)
- [Real Estate (Directly Owned)](https://knowledge.stratatrust.com/investment-options?hsLang=en#real-estate-directly-owned)
- [Private Equity](https://knowledge.stratatrust.com/investment-options?hsLang=en#private-equity)
- [Private Debt](https://knowledge.stratatrust.com/investment-options?hsLang=en#private-debt)
- [Gold & Precious Metals](https://knowledge.stratatrust.com/investment-options?hsLang=en#gold-precious-metals)
- [Other Private Assets](https://knowledge.stratatrust.com/investment-options?hsLang=en#other-private-assets)
- [Public Investments](https://knowledge.stratatrust.com/investment-options?hsLang=en#public-investments)
- [Funding & Transfers](https://knowledge.stratatrust.com/funding-transfers?hsLang=en#main-content)
- [Direct Transfer](https://knowledge.stratatrust.com/funding-transfers?hsLang=en#direct-transfer)
- [Rollover](https://knowledge.stratatrust.com/funding-transfers?hsLang=en#rollover)
- [Annual Contribution](https://knowledge.stratatrust.com/funding-transfers?hsLang=en#annual-contribution)
- [Conversion & Recharacterization](https://knowledge.stratatrust.com/funding-transfers?hsLang=en#conversion-recharacterization)
- [Distributions & Withdrawals](https://knowledge.stratatrust.com/distributions-withdrawals?hsLang=en#main-content)
- [Cash Distribution](https://knowledge.stratatrust.com/distributions-withdrawals?hsLang=en#cash-distribution)
- [Distribution (In-Kind)](https://knowledge.stratatrust.com/distributions-withdrawals?hsLang=en#distribution-in-kind)
- [Precious Metals Distribution - Liquidation Required](https://knowledge.stratatrust.com/distributions-withdrawals?hsLang=en#precious-metals-distribution-liquidation-required)
- [Delaware Depository](https://knowledge.stratatrust.com/distributions-withdrawals?hsLang=en#delaware-depository)
- [Texas Precious Metals Depository](https://knowledge.stratatrust.com/distributions-withdrawals?hsLang=en#texas-precious-metals-depository)
- [Tax Considerations](https://knowledge.stratatrust.com/distributions-withdrawals?hsLang=en#tax-considerations)
- [Transfers Out](https://knowledge.stratatrust.com/distributions-withdrawals?hsLang=en#transfers-out)
- [Required Minimum Distributions (RMDs)](https://knowledge.stratatrust.com/required-minimum-distributions-rmds?hsLang=en#main-content)
- [Understanding RMDs](https://knowledge.stratatrust.com/required-minimum-distributions-rmds?hsLang=en#understanding-rmds)
- [Calculating Your RMD](https://knowledge.stratatrust.com/required-minimum-distributions-rmds?hsLang=en#calculating-your-rmd)
- [Taking Your RMD](https://knowledge.stratatrust.com/required-minimum-distributions-rmds?hsLang=en#taking-your-rmd)
- [IRS Reporting](https://knowledge.stratatrust.com/irs-reporting?hsLang=en#main-content)
- [Fair Market Value](https://knowledge.stratatrust.com/irs-reporting?hsLang=en#fair-market-value)
- [Investment Income & Taxes](https://knowledge.stratatrust.com/irs-reporting?hsLang=en#investment-income-taxes)
- [IRS Form 5498](https://knowledge.stratatrust.com/irs-reporting?hsLang=en#irs-form-5498)
- [IRS Form 1099-R](https://knowledge.stratatrust.com/irs-reporting?hsLang=en#irs-form-1099-r)
- [Get Started](https://www.stratatrust.com/get-started/)
- [Contact Us](https://www.stratatrust.com/contact-us/)
- [Self-Directed IRAs](https://www.stratatrust.com/sdiras/)
- [Insights Blog](https://www.stratatrust.com/resource-center/insights-blog/)
- [Resource Center](https://www.stratatrust.com/resource-center/)
- [Why STRATA](https://www.stratatrust.com/why-strata/)
[-3.png?width=201&height=68&name=STRATA_white%20(no%20background)-3.png "STRATA_white (no background)-3")](https://www.stratatrust.com/)
STRATA Trust Company (“STRATA”) performs the duties of a directed (passive) custodian, and as such does not provide due diligence to third parties regarding prospective investments, platforms, sponsors, dealers or service providers. As a custodian, STRATA does not sponsor, endorse or sell any investment and is not affiliated with any investment sponsor, issuer or dealer. STRATA does not provide investment, legal or tax advice. Individuals should consult with their investment, legal or tax professionals for such services.