Buying, selling, or exchanging
STRATA does not buy, sell, or exchange precious metals. You will work directly with the dealer of your choice to place your buy, sell, or exchange order. To see examples of IRA-allowable gold, silver, platinum, and palladium coins and bullion, please visit our IRA Allowable Precious Metals page.
Once your transaction is initiated with your dealer, complete and submit STRATA’s Investment Direction and Disclosures Precious Metals form. As part of this process, you will be prompted to upload:
- Dealer invoice – Itemized to show the type, quantity, and price of the metals
- Client/Dealer agreement – If not previously provided
Depository requirements:
When submitting your investment direction, you will be required to select an approved third-party depository for storage.
To remain compliant with IRS rules, you may not take possession of or control your precious metals while they are held in your IRA.
Once the metals are received at the depository, your STRATA online account will be updated. You can view your storage location by logging in, navigating to the Positions tab, and hovering over the globe icon 
next to your precious metals holding.
Taking possession (distribution)
IRA-owned precious metals must remain in custody with STRATA and stored at an approved depository until they are sold or distributed. STRATA does not physically hold metals.
You may take possession of your metals by requesting an in-kind distribution. Keep in mind:
- This is generally a taxable event unless you meet IRS distribution requirements
- Taxes and early withdrawal penalties may apply
- The distribution will be reported to the IRS
Always consult a qualified tax professional before requesting a distribution.
Resources
Download STRATA’s Precious Metals Investment Checklist for step-by-step guidance.