---
title: Distributions & Withdrawals | Self-Directed Knowledge Center
description: Information about distributions, RMDs, recharacterizations, and transferring assets out of your IRA.
---

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1. [Self-Directed Knowledge Center](https://knowledge.stratatrust.com/)
2. [Distributions & Withdrawals](https://knowledge.stratatrust.com/distributions-withdrawals)

# Distributions & Withdrawals

 Information about distributions, RMDs, recharacterizations, and transferring assets out of your IRA.

## Cash Distribution

- [How do I request cash from my STRATA account?](https://knowledge.stratatrust.com/how-to-take-a-cash-distribution-from-strata-my-strata-ira)

## Distribution (In-Kind)

- [How do I request an in-kind distribution?](https://knowledge.stratatrust.com/how-do-i-request-an-in-kind-distribution)
- [How is the value of an in-kind precious metals distribution determined?](https://knowledge.stratatrust.com/what-is-the-reported-value-of-my-in-kind-precious-metals-based-upon)
- [When taking possession of my precious metals, is a signature required for delivery?](https://knowledge.stratatrust.com/when-taking-possession-of-my-precious-metals-is-a-physical-signature-required-for-delivery)
- [Can I return precious metals to my STRATA account after taking an in-kind distribution?](https://knowledge.stratatrust.com/i-recently-took-an-in-kind-distribution-of-precious-metals-from-my-strata-ira-and-need-to-roll-them-back-into-the-ira-how-is-this-handled-1)

## Precious Metals Distribution - Liquidation Required

- [How do I liquidate precious metals?](https://knowledge.stratatrust.com/how-to-liquidate-my-precious-metals)

## Delaware Depository

- [How do I take an in-kind distribution from Delaware Depository?](https://knowledge.stratatrust.com/how-do-i-take-an-in-kind-distribution-from-delaware-depository)
- [How can I track my precious metals shipment from Delaware Depository?](https://knowledge.stratatrust.com/how-can-i-track-my-precious-metals-shipment-from-delaware-depository)
- [What should I do if my precious metals shipment is lost, stolen, or damaged?](https://knowledge.stratatrust.com/what-should-i-do-if-my-package-is-lost-stolen-or-received-in-a-damaged-condition)
- [What should I know before establishing a personal depository account with Delaware Depository?](https://knowledge.stratatrust.com/what-should-i-know-if-i-elect-to-establish-a-personal-depository-account-with-ddsc-1)

## Texas Precious Metals Depository

- [What are my storage options at Texas Precious Metals Depository?](https://knowledge.stratatrust.com/what-are-my-storage-options-at-texas-metal-precious-metals-depository)
- [How do I take an in-kind distribution from Texas Precious Metals Depository?](https://knowledge.stratatrust.com/how-do-i-take-an-in-kind-distribution-from-texas-precious-metals-depository)

## Tax Considerations

- [What are my tax withholding options for a distribution or Roth conversion?](https://knowledge.stratatrust.com/what-are-my-tax-withholding-options-for-a-distribution-or-roth-conversion)
- [What is an excess contribution?](https://knowledge.stratatrust.com/excess-contribution)
- [Will I be penalized for taking a distribution from my IRA?](https://knowledge.stratatrust.com/will-i-be-penalized-for-taking-a-distribution-from-my-ira)
- [What is required to request a distribution from a STRATA IRA for a non-U.S. citizen?](https://knowledge.stratatrust.com/what-is-needed-to-make-a-withdrawal-from-a-strata-ira-for-a-non-u.s.-citizen)

## Transfers Out

- [How do I close my account with STRATA?](https://knowledge.stratatrust.com/how-do-i-close-my-account-with-strata)
- [How do I request a partial or full transfer of my STRATA account to another custodian?](https://knowledge.stratatrust.com/how-do-i-request-a-partial-transfer-of-my-ira-account-to-a-successor-custodian)

- [Manage Your STRATA Account](https://knowledge.stratatrust.com/manage-your-strata-account#main-content)

    - [Online Account Access](https://knowledge.stratatrust.com/manage-your-strata-account#online-account-access)
    - [Account Maintenance & Forms](https://knowledge.stratatrust.com/manage-your-strata-account#account-maintenance-forms)
    - [Fees](https://knowledge.stratatrust.com/manage-your-strata-account#fees)
    - [Account Security & Protection](https://knowledge.stratatrust.com/manage-your-strata-account#account-security-protection)
    - [General Tips](https://knowledge.stratatrust.com/manage-your-strata-account#general-tips)
- [Learn About Tax-Advantaged Accounts](https://knowledge.stratatrust.com/learn-about-tax-advantaged-accounts#main-content)

    - [Self-Directed IRAs](https://knowledge.stratatrust.com/learn-about-tax-advantaged-accounts#self-directed-iras)
    - [Benefciary/Inherited IRA](https://knowledge.stratatrust.com/learn-about-tax-advantaged-accounts#benefciary-inherited-ira)
    - [Trump Account](https://knowledge.stratatrust.com/learn-about-tax-advantaged-accounts#trump-account)
- [Investment Options](https://knowledge.stratatrust.com/investment-options#main-content)

    - [Real Estate (Directly Owned)](https://knowledge.stratatrust.com/investment-options#real-estate-directly-owned)
    - [Private Equity](https://knowledge.stratatrust.com/investment-options#private-equity)
    - [Private Debt](https://knowledge.stratatrust.com/investment-options#private-debt)
    - [Gold & Precious Metals](https://knowledge.stratatrust.com/investment-options#gold-precious-metals)
    - [Other Private Assets](https://knowledge.stratatrust.com/investment-options#other-private-assets)
    - [Public Investments](https://knowledge.stratatrust.com/investment-options#public-investments)
- [Funding & Transfers](https://knowledge.stratatrust.com/funding-transfers#main-content)

    - [Direct Transfer](https://knowledge.stratatrust.com/funding-transfers#direct-transfer)
    - [Rollover](https://knowledge.stratatrust.com/funding-transfers#rollover)
    - [Annual Contribution](https://knowledge.stratatrust.com/funding-transfers#annual-contribution)
    - [Conversion & Recharacterization](https://knowledge.stratatrust.com/funding-transfers#conversion-recharacterization)
- [Distributions & Withdrawals](https://knowledge.stratatrust.com/distributions-withdrawals#main-content)

    - [Cash Distribution](https://knowledge.stratatrust.com/distributions-withdrawals#cash-distribution)
    - [Distribution (In-Kind)](https://knowledge.stratatrust.com/distributions-withdrawals#distribution-in-kind)
    - [Precious Metals Distribution - Liquidation Required](https://knowledge.stratatrust.com/distributions-withdrawals#precious-metals-distribution-liquidation-required)
    - [Delaware Depository](https://knowledge.stratatrust.com/distributions-withdrawals#delaware-depository)
    - [Texas Precious Metals Depository](https://knowledge.stratatrust.com/distributions-withdrawals#texas-precious-metals-depository)
    - [Tax Considerations](https://knowledge.stratatrust.com/distributions-withdrawals#tax-considerations)
    - [Transfers Out](https://knowledge.stratatrust.com/distributions-withdrawals#transfers-out)
- [Required Minimum Distributions (RMDs)](https://knowledge.stratatrust.com/required-minimum-distributions-rmds#main-content)

    - [Understanding RMDs](https://knowledge.stratatrust.com/required-minimum-distributions-rmds#understanding-rmds)
    - [Calculating Your RMD](https://knowledge.stratatrust.com/required-minimum-distributions-rmds#calculating-your-rmd)
    - [Taking Your RMD](https://knowledge.stratatrust.com/required-minimum-distributions-rmds#taking-your-rmd)
- [IRS Reporting](https://knowledge.stratatrust.com/irs-reporting#main-content)

    - [Fair Market Value](https://knowledge.stratatrust.com/irs-reporting#fair-market-value)
    - [Investment Income & Taxes](https://knowledge.stratatrust.com/irs-reporting#investment-income-taxes)
    - [IRS Form 5498](https://knowledge.stratatrust.com/irs-reporting#irs-form-5498)
    - [IRS Form 1099-R](https://knowledge.stratatrust.com/irs-reporting#irs-form-1099-r)

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